Kellie Banton

6406 Carter Lane, Mineral, VA 23117

$1,989,000
  • 6406 Carter Lane, Mineral, VA 23117 Main Photo

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New to the Market ACTIVE
BEDS7 BATHS5 full SQUARE FEET6,189 MLS#VASP2041184
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONKELLYS LANDING SCHOOLSPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Property Description

Set on 3.53 acres with 280 feet of deep water frontage on the public side of Lake Anna, this exceptional waterfront retreat in the gated Kelly’s Landing community delivers the ultimate lake lifestyle with unforgettable views. A concrete walkway leads to your private covered boathouse, complete with a sun deck, storage, double jet ski pad, and a waterfront gazebo—perfectly designed for long summer days on the water. An additional observation deck offers a front-row seat to breathtaking sunsets, creating an ideal setting for gathering, relaxing, and making lasting memories. This custom-built Vermont Timber Frame home, fully furnished and thoughtfully renovated in 2019, spans over 6,100 finished square feet across three levels with an open, light-filled design. Soaring 21-foot vaulted wood and beam ceilings anchor the main living space, while the chef’s kitchen impresses with an oversized 8x6 Carrara marble island, stainless steel appliances, and a walk-in pantry with integrated laundry. The lakeside primary suite offers direct deck access, vaulted ceilings, dual walk-in closets, and jetted tub and double vanity. A spiral staircase leads to a loft overlooking the main level, along with an additional bedroom and private bath. The walkout lower level is built for entertaining, featuring a spacious family room, separate recreation area with pool table, four additional bedrooms and two baths. Outdoor living is equally inviting, with a lakeside deck, dining gazebo, grilling area, and a patio with fireplace, plus a covered swing for quiet moments. Currently operating as a successful short-term rental with $160,000 in income in 2025, this turn-key property presents a rare opportunity for both personal enjoyment and investment. Whether hosting large gatherings or enjoying peaceful lake days, this home offers a lifestyle that brings people together in the best way. Located less than 2 hours from Washington, D.C., this home is perfect for even a quick weekend trip to get away and relax. Enjoy close proximity to local dining and favorites like Tim’s at Lake Anna, Moo-Thru for ice cream and mini golf, The Cove restaurant, and nearby marinas.

6406 Carter Lane | MLS# VASP2041184

This single family home located at 6406 Carter Lane, Mineral, VA 23117 is currently listed for sale with an asking price of $1,989,000. This property was built in 1994 and has 7 bedrooms and 5 full baths with 6189 sq. ft. Carter Lane is located in the KELLYS LANDING subdivision within the SPOTSYLVANIA COUNTY PUBLIC SCHOOLS school district. Search KELLYS LANDING real estate on www.kelliebantonrealestate.com today.

Property Features

Property Type: Residential - Single Family
Basement: Connecting Stairway, Daylight, Full, Fully Finished, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Side Entrance, Walkout Level, Windows
Basement: Yes
Cooling: Ceiling Fan(s), Central A/C, Zoned
Fireplaces: 1
Fuel Type: Electric, Propane - Leased
Garage: 2
Heating: Forced Air, Heat Pump - Gas BackUp
Home Style: Ranch/Rambler, Loft with Bedrooms, Loft
Lot Size: 3.53 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $9,815
Year Built: 1994

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Stove, Stainless Steel Appliances, Refrigerator, Oven - Wall, Microwave, Extra Refrigerator/Freezer, Freezer, Dryer, Dishwasher, Compactor, Built-In Microwave
Community Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Gated Community, Lake, Mooring Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
Days on Site: 1
Electric: 200+ Amp Service
Exterior: BBQ Grill, Boat Storage, Extensive Hardscape, Exterior Lighting, Hot Tub, Outbuilding(s), Stone Retaining Walls, Sidewalks
Exterior: Brick
Fireplace: Gas/Propane
Flooring: Wood, Luxury Vinyl Plank, Tile/Brick
HOA Fee: $540.00/Annually
Interior: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Combination Kitchen/Dining, Curved Staircase, Dining Area, Exposed Beams, Entry Level Bedroom, Family Room Off Kitchen, Kitchen - Eat-In, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Wainscotting, Upgraded Countertops, WhirlPool/HotTub, Wood Floors
Lake Name: Lake Anna
Location: Lake
Lot: Cul-de-sac, Fishing Available, Front Yard, Landscaping, Partly Wooded, Premium, Private, Rear Yard, Rip-Rapped, Rural
Lot Dimensions: 3.53 Acre(S)
Number of Rooms: 21
Parking Features: Concrete Driveway, Gravel Driveway
Parking Notes: 12 Total Parking Spaces
Rooms: Dining Room, Primary Bedroom, Bedroom 2,Bedroom 3,Bedroom 4,Bedroom 5,Kitchen, Family Room, Foyer, Breakfast Room, Laundry, Loft, Recreation Room, Bedroom 6,Bonus Room, Primary Bathroom, Full Bath
Sewer: On Site Septic, Septic < # of BR, Gravity Sept Fl
Special View Info: Water, Trees/Woods, Scenic Vista, Lake
SQFT Above Finished: 3980
SQFT Below Finished: 2209
SQFT Total Finished: 6189
Structure Type: Detached
Total Garage/Parking Spaces: 12
Utilities: Cable TV, Propane, Under Ground
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Seaplane Permitted, Sail, Swimming Allowed, Waterski/Wakeboard, Public Access
Waterfront: Private Dock Site, Rip-Rap
Windows: Insulated
Wooded: Yes

Local Schools

High School: SPOTSYLVANIA
Middle School: POST OAK
Elementary School: LIVINGSTON
School District: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Lake Anna Island Realty
Agency Phone: 5408944400

Shown By

Agent Name: Kellie Banton
Agent Phone: (804) 305-9881
Agency Title: Joyner Fine Properties

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Estimated Payment

$ 11,455.51 per month $10,057.47 Principal & Interest $817.92 Property Tax $580.13 Homeowner's Insurance

Change Payment Information

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(Payments are an estimate and may vary by lender)
Virginia Credit Union. Find out exactly how much home you can afford. Please contact: LAURA STEVENS. Office: 804-967-2450, Cell: 804-218-7876, Fax: 804-477-1442, laura.stevens@vacu.org, NMLS: 189613

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